$2000 to pay down MBNA Card #2, leaving $432.
$ 978 to pay off and close MBNA Card #1
While I would normally never consider this purchase (and the trainer I met with needs a little work on a genuine smile), I’ve rationalized it as follows:
$780 =$65 per session, 12 sessions
-$319 = $400 Health & Wellness Benefit Paid in July from Work - $81 for Q1 gym fees
-$400 = $600 estimated Tax Rebate on May 16 ( need the balance to pay for trip)
$ 61 = Out of pocket expense ($5.08 per session)
I’ll have to eat up the rest of my gym membership myself, but I was already doing that before my new job. And, this is something for myself and not just another toy (although a giant flat screen with a game console to boot would be kinda fun). It may be just appealing to my vanity, but whatever. Along with getting out of debt, getting into shape has been my other focus. I can't wait to see some results.